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When you're running a trade business, every dollar counts. You work hard to win jobs, manage staff, order materials, and keep customers happy, but if your bookkeeping isn't keeping pace, small oversights can quickly eat into your profit margins. The good news? A few simple bookkeeping routines can help you stay on top of your finances, improve cash flow, and make sure you're getting paid what you're worth. 1. Track Job Costs Properly One of the biggest mistakes tradies m

31 March has been and gone—and if you’re now scrambling to pull everything together for your accountant, you’re not alone. But going straight to your accountant with unorganised books can end up costing you more in both time and money. That’s where Mobile Bookkeeping comes in. Even though the financial year has closed, it’s not too late to get your accounts sorted properly. We can help you get everything in order now—clean, accurate, and ready for your accountant—while als

The Government has recently announced proposed changes to the current Holidays Act 2003 , with the aim of creating simpler and more practical legislation for both employers and employees. A key proposal is to move away from the current gross earnings formula toward a more straightforward calculation model. The proposed legislation would introduce several changes to how annual leave and sick leave are calculated and accrued. According to the review released by MBIE as part

Running payroll correctly is one of the most important responsibilities for employers. Whether you have one employee or a growing team, understanding payroll rules helps you stay compliant and avoid costly mistakes. Many small business owners across Auckland ask the same questions about payroll, KiwiSaver, employee leave, and reporting requirements. This guide answers the most common payroll questions and explains what employers need to know from 1 April 2026 . If you're

From 1 April 2026 , the default KiwiSaver contribution rate for both employers and employees will increase from 3% to 3.5% . This means: Employees will contribute 3.5% of their gross pay. Employers must contribute 3.5% on top of the employee’s salary or hourly wage. Temporary Rate Reduction Option Employees who wish to continue contributing at 3% from 1 April 2026 can apply to Inland Revenue for a temporary rate reduction . Applications open from 1 February 2026 ,

Starting a new business is exciting but can also be overwhelming. One of the first and most important steps is setting up your business accounts correctly. This process lays the foundation for smooth financial management and compliance with New Zealand’s regulations. I’ve worked closely with many small businesses and tradies, helping them get their accounts set up efficiently. In this post, I’ll share practical advice and clear steps to make this task straightforward and stre

Choosing the right accounting software is a big decision for any New Zealand business. Whether you’re a sole trader, tradie, or growing company with staff, the system you choose can save you hours of admin time — or create unnecessary stress. In 2026, Xero and MYOB remain the two most popular accounting software options in NZ . Both are powerful, IRD-compliant platforms, but they suit different business needs. This guide breaks down the differences in plain English so you can

Allow yourself time to focus on the running of your business. ​ Let Mobile-Bookkeeping handle your accounting or payroll needs. We work...

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